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Peoples State Bank

Home Equity

When you need money for almost anything, your home could hold the key
How would you like funds? All at once? Or a little at a time?

Home Equity Loan

The equity in your Wisconsin home can help get you a low-interest loan. You'll receive a lump sum that you can use for home renovations, a much-needed vacation, debt consolidation, or anything else you might want or need.

  • Borrow up to 90% of the appraised value of your home (less outstanding mortgage balance)
  • Competitive interest rates and low fees
  • No restrictions on use of money
     

Home Equity Line of Credit

You only have to apply for one loan, but then you can tap into the money as often as you want over a period of years. Use it for big purchases, recurring costs, or whenever you run into a bit of a budget squeeze.

  • Borrow up to 90% of the appraised value of your home (less the outstanding mortgage balance)
  • Enjoy a competitive interest rate
  • Access your funds by transferring online or simply writing a check
  • Make payments only when you advance funds
  • Link to your personal checking account for overdraft protection
All of our Home Equity options include these value-added services
  • Easy application process online or over the phone
  • Same-day decisions, in most cases
  • Online banking access to make monthly loan payments
  • Interest charges may be tax-deductible (consult your tax advisor)

All loans subject to approval.