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Peoples State Bank

Meet the Team

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Really good people can help you get a really great loan

When you apply for a mortgage at Peoples State Bank, you get more than just competitive rates and a large choice of loans. You also benefit from working with a team that brings years of lending experience and a lot of valuable knowledge to the table. They take a personal interest in each application and take pride in helping families in Wisconsin and beyond obtain the type of mortgage that best suits their lifestyles.

Val Dreger

NMLS# 412952
Direct line: 715.479.1794, ext. 2708
Cell: 715.401.0529

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Val Dreger’s passion is to help people just like you own their own home. Whether it’s a first-time homebuyer, whose face lights up when she tells them they’ve been preapproved, or a seasoned homeowner who is making a change, Val makes the mortgage process as smooth as possible. With more than 25 years of mortgage lending experience, she is skilled in all types of home loans including WHEDA, Down Payment Plus grants, FHA, VA, Conventional, and Home-ready. Val will assist you throughout the process, making sure at closing there’s nothing left to do but think about the possibilities for your new home. When not helping customers with their dream home purchases, Val volunteers her time with the Eagle River Rotary Club and as a board member of the Warehouse Four Seasons Center for the Arts.

"Not only did Val give me the knowledge I needed to help me improve my credit score, but she went above and beyond and found a first time home-buyers grant that I qualified for. She helped me apply for and get the grant. Next thing I knew, she was handing me an approval letter and I was able to start looking at homes to buy. I found one quickly and she walked me through the whole process from start to finish. Thank you, Val, for everything! You really are the best!"

~ Ashley Auestad, Eagle River

Bryan Nill

NMLS# 652576
Direct line: 414.522.0060
Cell: 414.690.8180

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Bryan Nill is serious about helping you finance your dream home in the Milwaukee metro area. Bryan is an experienced mortgage lender in the Milwaukee market, serving as a lender for other mortgage companies before joining Peoples in 2019. He’s successfully financed multi-million-dollar properties, second homes, investment properties and condos, as well as first-time homes. He treats every customer—whether experienced home buyer or first-time home buyer—with the same exuberance and excitement. He truly wants to help you get into your dream home. He’s excited to tell the story of Peoples State Bank to mortgage customers in the Milwaukee area. Outside of helping customers like you, Bryan and his wife spend time attending their children’s sports events and staying active in sports and traveling.

"A week ago, we closed on our first home. Bryan Nill was our loan officer. We cannot say enough about him. He was knowledgeable, personable, and trustworthy. Our first appointment he was very thorough going over our options and making sure we understood the process. He stayed in touch with us throughout the entire process. He did an excellent job communicating with us how things were going so there wouldn't be any surprises. Before the closing, he spoke with us for an extended period to make sure we understood the paperwork and to see if we had any questions. To sum it up, Bryan was awesome, and we would HIGHLY recommend him!"

~ Tahnee & Joshua Poppy, Milwaukee

Tim Sanderson

NMLS# 412971
Direct line: 715.358.7070, ext. 2752
Cell: 715.891.3583

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Tim has more than 30-years’ experience in the mortgage industry, more than half of that with Peoples. After receiving an undergraduate degree from UW-Whitewater, Tim also graduated from the Wisconsin Bankers Association Mortgage Lending School. Tim says helping customers find the dream home they’ve always wanted gives him great satisfaction. Tim is based in our Minocqua location, and says the market for homes—including vacation homes in the Northwoods—dictates getting pre-approved to be able to move quickly when the right home is put on the market. Aside from helping customers finance their homes, Tim is a member of the Lakeland Rotary Club, Headwaters Builders Association, and the Northwoods Chapter of Muskies, Inc.

"Tim was extremely helpful to work with and responded expeditiously to all our questions. It was our first mortgage and time was of the essence. Tim expedited the paperwork and did an excellent job of explaining the details. I would highly recommend working with Peoples and, more specifically, Tim."

 ~ Kathy Endter, Arbor Vitae

Brandon Karaba

NMLS# 412960
Direct line: 715.420.2107
Cell: 715.218.8139

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Brandon has nearly 10 years of mortgage lending experience, plus another six years in banking at Peoples State Bank. He brings a vast toolset of financial knowledge to all his mortgage customers, providing them a great customer experience. Brandon works hard to find the right mortgage product for his customers, making sure you are comfortable throughout the process, and answering all your questions. After all, buying a home is one of the biggest life decisions you can make. Brandon is happy when customers tell him that ‘nobody ever explained that to them before.’ A Rhinelander native, Brandon is a member of the Athletic Booster Club, Kiwanis, and Police & Fire Commission. A former Hodag boys’ basketball player, Brandon is the team’s assistant varsity coach, helps organize and plays in the Russ Johnson Memorial Alumni basketball tournament, and organizes teams and plays in games against inmates at the McNaughton Correctional Institute.

“Brandon has always been great to work with. This was our second home mortgage we had worked with him on. The first project we built a new home and Brandon helped us through a bridge loan with both homes & then rolling into a fixed loan on Home #2 once we sold our first home. Not only is he a great mortgage lender but he is also a huge asset to the Rhinelander community and a great person. Whenever someone brings up that they are looking to finance a new home I always tell them to call Brandon.”

 ~ Josh & Jennifer Clark, Rhinelander

Amber Gober

NMLS# 713120
Direct line: 715.847.4022
Cell: 715.432.9442

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Amber brings more than 20 years of banking experience—including nine years as a mortgage lender—to help customers like you finance their dream home. She provides a wealth of knowledge to home buyers and is ready with answers for all your questions. In fact, Amber was a trainer for the Wisconsin Bankers Association Residential Mortgage Lending School! She loves to see happy home buyers when they become pre-approved, and then again when they receive the keys to their home. Amber stresses patience in the process as homes are moving quickly. When not helping finance homes for people like you, Amber is busy in the community. She volunteers time with the Wausau Area Builders Association, United Way Women United, Wausau Region Chamber of Commerce’s Women’s leadership Conference, Immanuel Baptist Church-AWANA, and Junior Achievement. She’s a 2017 recipient of Wausau’s 20 under 40. 

“Amber was very friendly and professional. She helped us understand more about each type of loan while keeping our two boys occupied. Amber took us through each step of the loan process and was very prompt if any extra information was needed. We went with Amber because she was very good at explaining everything about the loan process. With her explanation we felt like we had all the information needed to make a smart decision.”

~ Brandon & Robyn Schreiner

Andrea Sasman

NMLS# 1134266
Direct line: 715.847.4024
Cell: 715.470.4024

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Andrea brings more than 20 years of mortgage experience to help you finance your perfect home. Currently, she serves Peoples customers in the greater Wausau region. Andrea finds a key for satisfied customers is to take the time to go over the closing process in detail, making sure they understand what they need to bring, and what they can expect. She loves helping first-time homebuyers and repeat customers and says many stop in just to say hi when they’re in the bank. In today’s seller’s market, Andrea says homebuyers need patience and getting pre-approved to set their minds at ease. Outside of work, Andrea is part of Women United, and spends generous amounts of time with her sports-minded sons!

“Andrea was so helpful during the mortgage application and pre-approval. She helped us understand what we could afford. That eased our minds and made the process very simple. Andrea was always just a phone call or email away and got back to us quickly.”

~ Logan Heil & Kassi Papendorf, Wausau

Jeffrey Saxton

Vice President | Mortgage Lending

NMLS# 524081
Direct line: 715.847.4061
Cell: 715.370.3202

Jeffrey leads the Peoples mortgage department, providing direction on creative and custom solutions that address all your needs quickly and effectively. With more than 14 years of mortgage lending/sales management experience, Jeffrey is happy for every customer who finds their dream home. He stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to our mortgage team, so they can provide you with financial solutions that make sense for you.

Jeffrey is especially proud his team was named the 2019 Best of Marathon County “Best Mortgage Company” in the first year the award was offered by the Wausau Daily Herald. “Our entire mortgage staff is honored by this award, which reflects the time and effort they spend with our mortgage customers. Our team take a personal interest in every mortgage customer and in helping them find the right financial solution for their home.”  Outside of finding new and effective ways to help customers, Jeff and his wife love attending their children’s sports activities while staying active outside and traveling.  He is also graduating from the Graduate School of Banking at the University of Wisconsin-Madison in August 2019, which has been educating professionals and creating leaders in the banking industry since 1945.