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Peoples State Bank

Calculators

We'll help you make informed decisions about your personal finances

Fixed-Rate Mortgage Payment Calculator
Get an estimate of your monthly payment with a fixed interest rate.

Mortgage Qualification Calculator
Calculate various factors that determine how much you can borrow.

Mortgage Payoff Calculator
See how additional payments can help you pay off your mortgage quicker.

How Much House Can I Afford?
Find your budget ceiling so you can focus your house search.

Home Refinance Calculator
See if refinancing your mortgage can help you save money.

Balloon Mortgage Payment Calculator
Calculate the monthly payment necessary for a mortgage with a balloon payment.

Rent vs. Buy Calculator
Find out which options best fits your budget and lifestyle.

Adjustable-Rate Mortgage Payment Calculator
See what you could pay monthly with a rate that adjusts with market conditions.

15 vs. 30 Year Mortgage Calculator
Determine which mortgage term is better for you.

Loan Payment Calculator
Determine your monthly payments based on amount, term and rate.

How Much Car Can I Afford?
Knowing your budget will put you in the driver's seat.

Credit Card Payoff Calculator
See how long it will take to pay off your credit card debt.

Debt Consolidation Calculator
Determine if it makes sense to roll your loan and credit card debt into one payment.

Savings Calculator
See how a steady, disciplined approach can build up your savings over time.

Future Value Calculator
Factor in the details of your investment and estimate the long-term value.

How Long Will Retirement Savings Last?
If you plan to make recurring withdrawals, you'll want to use this calculator.

Retirement Income Calculator
Determine how much monthly income your retirement savings could provide.

365/360 Loan Calculator 
Use this calculator to create an amortization schedule for a loan that uses a 365/360 schedule.

Equipment Buy vs. Lease Calculator 
Should you lease your equipment or finance it?

Commercial Loan Calculator 
Use this calculator to estimate your debt service coverage with a new loan.
 

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.