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Bank Closed Saturday, February 8

Great news! Peoples is changing processes and upgrading equipment to better serve you—our bank customers. We’ll be open for normal bank hours on Monday, February 10.

Peoples State Bank will be closed on Monday, February 17. 
We're executing our winning strategy to further our education, empower our staff and better serve you - our bank customers. We will open as usual Tuesday, February 18.

Bank Closed Saturday, February 8

Great news! Peoples is changing processes and upgrading equipment to better serve you—our bank customers. We’ll be open for normal bank hours on Monday, February 10.

Peoples State Bank will be closed on Monday, February 17. 
We're executing our winning strategy to further our education, empower our staff and better serve you - our bank customers. We will open as usual Tuesday, February 18.

Peoples State Bank

Why Use Multi-Factor Authentication?

To understand why you should use multi-factor authentication you need to know what it is.
  • Identity Protection
  • September 25, 2019
  • Peoples State Bank

Multi-factor authentication is an authentication mechanism to double check that your identity is legitimate. This means using multiple layers of security for your accounts. You may have also heard this called 2-factor authentication, which is only using two forms of authentication. The main elements of multi-factor authentication can include:

Knowledge: This is something you know such as a password, a PIN, or an answer to a secret question.

Physical Device: This would include a token, a mobile phone, a key fob, or an ID card.

Biological Factor: This would include features such as face or voice recognition, fingerprint, DNA, handwriting or retina scan.

Reasons to use Multi-Factor Authentication

  • Identity theft is an easy, low-risk, high-reward type of crime and a threat to all businesses. It is the fastest-growing type of crime.
  • Password theft is constantly evolving as hackers employ methods like keylogging, phishing, and pharming.
  • Cyber criminals do more than merely steal data. Often, they destroy data, change programs, spam, or use malicious code.
  • Weak or stolen user credentials are a hackers' weapon of choice.
  • Peace of mind that your accounts are protected by multiple layers of security.

The main point of multi-factor authentication is that any one factor that is implemented will have its own strength and weaknesses, but by adding a second or a third factor the weaknesses of the other factor is compensated for. The harder you make it for criminals to break into your private accounts, the more likely they’ll give up and try someone less vigilant. With your Peoples State Bank accounts, you can set up multi-factor authentication from both your web browser and our Bank Peoples App.

Peoples State Bank

Peoples State Bank is a community bank headquartered in Wausau, Wisconsin, serving north central Wisconsin from nine full service banking locations in Marathon, Oneida and Vilas Counties, as well as commercial loan production offices in Milwaukee and Stevens Point, WI.