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Peoples State Bank
Personal Finance
Peoples Brings Our Style of Community Banking to Waukesha

Peoples State Bank is excited to celebrate Sunset Bank & Savings officially transitioning to Peoples State Bank – Waukesha as of Monday, June 14, as we welcome their customers into our fold. Now that the acquisition is complete, the bank’s customers will see enhancements in their banking options.

Using Your Home’s Equity

A common situation many homeowners face is needing to make repairs or changes to their home, especially after having lived in the house for ten or more years. If you’re facing a significant remodeling or repair bill, but don’t have the funds available, perhaps using your home’s equity is the answer.

Interest Rates Make Refinancing Affordable

Mortgage interest rates set a new record low four times this year. Mortgage lenders have been very busy throughout the first nine months of the year. The rate drops throughout the year have spurred many people to action, taking advantage of the lower interest to either cut down their monthly payment or cut down the length of their mortgage.

Breaking the 20% Down Payment Myth

There’s a long-standing myth that you need to pay a 20% down payment when purchasing a home. Yes, a 20% down payment is a benchmark that mortgage lenders use, but a third of Americans put 5% or less down when purchasing a home.