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Peoples State Bank
Personal Finance
Money 101 - Top Tips for Serious Saving

Some of us were never taught how to save when it comes to money, but all of us were taught how to spend. So, why does it seem like such a challenge to save money? Simply put, it’s easy to spend money, but saving it is much more difficult. Here are a few tips to help you put your hard-earned cash in a safe place for the future.

Money 101 - Top Tips for Serious Saving

Some of us were never taught how to save when it comes to money, but all of us were taught how to spend. So, why does it seem like such a challenge to save money? Simply put, it’s easy to spend money, but saving it is much more difficult. Here are a few tips to help you put your hard-earned cash in a safe place for the future.

Money 101 - Secured vs Unsecured Loans

When it comes to borrowing money, consumers must choose between a secured and unsecured loan. The primary difference between the two types of loans is collateral. With a secured loan, you provide the lending institution with something that it can take if you don’t pay the loan off. A home mortgage is a perfect example of a secured loan. If you default on the payments, the mortgage company providing the loan will acquire the home and resell it to recoup their money.

Outstanding Women in Banking

BankBeat magazine recently honored Peoples State Bank’s Maureen Jorgensen as one of the Outstanding Women in Banking for 2021. BankBeat honors women who have made outstanding contributions to their bank, the banking industry, or the communities they serve.

Daisy Fregoso – A Money Coach Success Story

Fregoso’s experience in the Money Coach program began at Milwaukee’s Carmen High School when she was just a sophomore. She and her friends were asked by a counselor if any of them might be interested in attending an after-school program designed by Secure Futures to teach teenagers about money and finances. .

Book an Appointment Online

Meeting with a banker at Peoples State Bank is easier than ever. You can set an appointment with many of our bankers with our “Book an Appointment” feature on our website and from our Facebook page. 

Control your Peoples Debit Card

You may not know how much control you have over your Peoples Debit Mastercard®. Within our BankPeoples app are settings that allow you to put precise controls on where, when, and how your card is used. Would you like to set your card so that it will not work at certain types of stores? Learn how in this article.

All you need to know to understand credit

You may have seen reference to both a credit score and a credit report. What’s the difference between the two? Your credit report is a statement including information on your credit activity and current credit situation which could include loan paying history and status of your credit accounts. 

Methods for Merging Finances as a Couple

Merging finances as a couple can be quite overwhelming, whether you’re deciding to fully join your accounts, join them but keep some wiggle room, or maintain two separate accounts. Peoples State Bank has prepared some money management tips to make these decisions easier based on your relationship.