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Peoples State Bank

Money Market Accounts

When you're in the market for a sure thing
Bigger balances work to your advantage

Let us help your money work hard for you. Money market accounts offer steady returns and easy access to your money. Peoples State Bank offers investors in Wisconsin and beyond four tiers of money market interest rates, giving you a good chance to enhance your earnings.

  • $2,500 daily minimum balance to avoid $10 monthly fee
  • Earn interest based on national market rates and other factors
  • Interest earned is compounded and credited monthly

The more you put in your Peoples Advantage Money Market Account, the higher the interest returns.

Peoples Advantage Money Market

Let us help your money work hard for you. Money market accounts offer steady returns and easy access to your money. Peoples State Bank offers investors in Wisconsin and beyond four tiers of money market interest rates, giving you a good chance to enhance your earnings.

  • $2,500 daily minimum balance to avoid $10 monthly fee
  • Earn interest based on national market rates and other factors
  • Interest earned is compounded and credited monthly
All of our Money Market Accounts include these value-added services
  • Monthly eStatements to track your account history
  • Online banking access to move funds into your account
  • Unlimited deposits

Additional Account Related Information

Please see the Service Fees enclosure card for other fees that apply to your Peoples State Bank account including NSF, Stop Payment and other related charges.

Interest rates and annual percentage yields (APYs) are published weekly at your nearest Peoples location.

Specific interest rate information on your account will be provided prior to opening an interest-bearing account. Interest rates on interest bearing checking, money market and savings accounts are variable, and may change at our discretion. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected principal balance in the account each day. Interest is compounded and credited based on actual days per year. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Fees applied to your account may affect earnings.

Limitations on all Money Market and Savings Accounts:

Federal Reserve Regulation D prohibits more than six preauthorized transfers per statement cycle.

Once the account has violated the Regulation D limits twice, the Bank will automatically close the account, remove its transfer and draft capabilities, or convert it to a non-interest bearing account.

The Bank reserves the right to convert a personal account to a business account when the account is being used for business purposes. Examples include when the printed checks for the account include a “doing business as” (d/b/a) designation or when the deposits being made to the account include checks made payable to a business. You will receive a notice regarding a conversion of your personal account to a business account.