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Peoples State Bank

Business Banking

Your New Peoples Account

With the upcoming conversion we have laid out which Sunset Bank accounts will be switching to our Peoples State Bank accounts. The far left column will be your new Peoples account. The middle column shows which Sunset Bank accounts will be moving to that Peoples account. The far right column shows you which great perks are associated with your new account.

Business Base

Former Sunset Account

Small Business Checking

New Benefits

  • $10 monthly service charge
  • $300 daily minimum balance to avoid service charge
  • Digital banking
  • Mobile Deposit
  • Unlimited free transactions per month*
  • eStatements
  • No charge for paper statement 
  • Analyzed monthly statement 

Business Interest

Former Sunset Account

Business Money Manager 2000

New Benefits

  • $10† monthly service charge
  • $5000 daily minimum balance to avoid service charge
  • Digital banking
  • Mobile deposit
  • 150 free transactions per month*
  • eStatements
  • No charge for paper statement
  • Analyzed monthly statement 
  • Account earns interest
  • Fraud Protection Programs* (ACH Blocks & Filters / Positive Pay)
  • Small Business Services* (BillPay Basic, BillPay w/ Payroll)

Business Premier

Former Sunset Account

Analyzed Business Checking

New Benefits

  • $20† monthly service charge
  • Digital banking $30 per month
  • eStatements
  • $10 paper statement charge*
  • Analyzed monthly statement (earnings credit applies)
  • Fraud Protection Programs* (ACH Blocks & Filters / Positive Pay)
  • Small Business Services* (BillPay Basic, BillPay w/ Payroll)
  • Cash Management Services* (ACH Origination, Remote Deposit, Sweeps)

Business Savings

Former Sunset Account

Business Statement Savings

New Benefits

  • Minimum daily balance of $200, otherwise just $5 a month
  • Low initial deposit of $200
  • Interest earned on balances of $200 or more
  • Fifty free deposits each month ($0.15 per deposited item after)
  • Digital Banking

Business Advantage Money Market

Former Sunset  Account

Business Money Market

Business Tiered Money Market

New Benefits

  • Tiered interest rates to enhance earnings
  • Minimum opening deposit is $2,500
  • $2,500 daily minimum balance to avoid $10 monthly service charge
  • 50 free deposited items per month ($0.15 per deposited item after)
  • Checks provide easy access to money
Our Business Accounts may include these value-added services
  • Business Debit Cards
  • Monthly eStatements to analyze cash flow
  • ACH services to make electronic payments directly from your account*
  • Fraud Protection Services to safeguard your finances*
  • Remote Deposit Services*
  • 24/7 access to digital and telephone banking

Please see a Business Banking Representative for additional pricing information on check images and monthly transactions.

† Posted to monthly statement directly as "Service Charge"

* Applicable program costs apply, posted to montly statement within "Account Analysis Charge"

Disclosures Regarding Electronic “Wholesale Credit” Transactions
Subject to Uniform Commercial Code Article 4AProvisional Payment: Credit given by us to you with respect to an automated clearing house credit entry is provisional until we receive final settlement for such entry through a Federal Reserve Bank. If we do not receive such final settlement, you are hereby notified and agree that we are entitled to a refund of the amount credited to you in connection with such entry, and the party making payment to you via such entry (i.e. the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

Notice of Receipt of Entry:
Under the operating rules of the National Automated Clearing House Association, which are applicable to ACH transactions involving your account, we are not required to give next day notice to you of receipt of an ACH item and we will not do so. However, we will continue to notify you of the receipt of payments in the periodic statements we provide to you.

Choice of Law:
We may not accept on your behalf payments to your account which have been transmitted through one or more Automated Clearing Houses (ACH) and which are not subject to the Electronic Fund Transfer Act and your rights and obligations with respect to such payments shall be construed in accordance with and governed by the laws of the state of New York, as provided in the operating rules of the National Automated Clearing House Association, unless it has been otherwise specified in a separate agreement that the law of some other state shall govern.