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Peoples State Bank

Personal Banking

Your New Peoples Account

With the upcoming conversion we have laid out which Sunset Bank accounts will be switching to our Peoples State Bank accounts. The far left column will be your new Peoples account. The middle column shows which Sunset Bank accounts will be moving to that Peoples account. The far right column shows you which great perks are associated with your new account.

Peoples Edge Checking

Former Sunset Account

Free Checking

New Benefits

  • No monthly service charge
  • Unlimited check-writing privileges
  • Unlimited debit card transactions
  • Free access to Digital Banking tools
  • Eligible for Peoples Super Saver Account

Peoples Interest Checking

Former Sunset Accounts

Free Tiered Interest Checking

Founders Club

Money Manager 2000

Sunset Checking

Super NOW Checking

New Benefits

  • No monthly service charge when daily balance is $2,500 or greater
  • Otherwise just $6 per month
  • Surcharge-free access to thousands of ATMs
  • Interest earning account

Peoples Savings Account

Former Sunset Accounts

Statement Savings 

Holiday Club Account

High Yield Savings

New Benefits

  • Earn interest when your balance is $200 or more
  • Unlimited deposits
  • $200 minimum daily balance to avoid $5 monthly service charge

Peoples Advantage Money Market

Former Sunset Accounts

Tiered Money Market

Money Market


New Benefits

  • $2,500 daily minimum balance to avoid $10 monthly fee
  • Earn interest based on national market rates and other factors
  • Interest earned is compounded and credited monthly
Our Personal Banking Accounts may include these value-added services

See our Personal Banking Service Fees list for other fees that apply to your Peoples State Bank account including NSF, Stop Payment and other related charges.

Interest rates and annual percentage yields (APYs) are published weekly at your nearest Peoples location.

Specific interest rate information on your account will be provided prior to opening an interest-bearing account. Interest rates on interest bearing checking, money market and savings accounts are variable, and may change at our discretion. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected principal balance in the account each day. Interest is compounded and credited based on actual days per year. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Fees applied to your account may affect earnings.

All accounts are subject to approval. Some restrictions apply.

The Bank reserves the right to convert a personal account to a business account when the account is being used for business purposes. Examples include when the printed checks for the account include a "doing business as" (d/b/a) designation or when the deposits being made to the account include checks made payable to a business. You will receive a notice regarding a conversion of your personal account to a business account.