high interest savings account and regular savings

personal savings accounts

oples high interest Peoples saving high interest saving options

Most financial experts agree that any good savings and investment strategy includes keeping a portion of your savings in FDIC-insured accounts like savings, money market accounts, CDs or IRAs.

The best way to grow your savings is to add to it regularly. We make it easy. With automatic transfers, you can have a specific amount automatically transferred from your Peoples checking account into your savings account on one or more designated days each month. There is no fee for this service, and it only takes a few minutes to set up. So, what are you waiting for? Start saving.

account name overview of account minimum daily
balance to avoid
monthly service charge

Peoples Super Saver Account

  • The earning power of a CD with the ability to access and use your money at anytime
  • Earn a premium interest rate on your balance
    up to $15,000 with a monthly automatic transfer from Peoples Edge Checking or Peoples Relationship Checking
  • A balance over $15,000 earns the regular saving rate
  • Unlimited deposits
  • Six free withdrawals per month


$5 fee if balance
falls below $100

Savings Account

  • Earn interest when your balance is $100 or more
  • Unlimited deposits
  • Six free withdrawals per month


$5 fee if balance
falls below $100


Additional Account Related Information
See our Personal Banking Service Fees list for other fees that apply to your Peoples State Bank account including NSF, Stop Payment and other related charges.

Interest rates and annual percentage yields (APYs) are published weekly at your nearest Peoples location.

Specific interest rate information on your account will be provided prior to opening an interest-bearing account. Interest rates on interest bearing checking, money market and savings accounts are variable, and may change at our discretion. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected principal balance in the account each day. Interest is compounded and credited based on actual days per year. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Fees applied to your account may affect earnings.

All accounts are subject to approval. Some restrictions apply.

Limitations on all Money Market and Savings Accounts:
Federal Reserve Regulation D prohibits more than six preauthorized transfers per statement cycle.

Once the account has violated the Regulation D limits three times, the Bank will automatically close the account, remove its transfer and draft capabilities, or convert it to a non-interest bearing account.

The Bank reserves the right to convert a personal account to a business account when the account is being used for business purposes. Examples include when the printed checks for the account include a "doing business as" (d/b/a) designation or when the deposits being made to the account include checks made payable to a business. You will receive a notice regarding a conversion of your personal account to a business account.



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