Home Mortgage Rates
Savings Rates
| Product** | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open | Minimum Collected Balance to Earn APY |
|---|---|---|---|---|
| Peoples Super Saver AccountϮ |
3.00%
0.10%
|
2.96%
0.10%
|
$25
|
$.01-$50,000
Portion of balance over $50,000
|
| Peoples Savings Account | 0.10% | 0.10% | $25 | $200 |
| Health Savings Account | 0.10% | 0.10% | $50 | $0.01 |
ϮSome restrictions apply. Annual Percentage Yield (APY) is accurate as of 1/2/2026. 3.00% APY on your balance up to and including $50,000. Must have an active checking account to qualify. Amounts greater than $50,000.00 earn 0.10% APY. Interest bearing checking accounts do not qualify. An active checking account is defined as a Peoples consumer checking account with an aggregated $500 or more in ACH direct deposits (such as electronic deposits of payroll or government benefits) or mobile deposits credited to your account no later than the last business day of each calendar month. $200 minimum daily balance to avoid $5 monthly service fee. Rate is variable and could change after the account is opened. Fees could reduce the earnings on the account. Earn a boosted rate on your Peoples Super Saver account when you qualify for our Loyalty Program. Please ask us for details.
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account.
Interest-Bearing Checking Rates
| Product** | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open | Minimum Collected Balance to Earn APY |
|---|---|---|---|---|
| Peoples Interest Checking | 0.10% | 0.10% | $25 | $0.01 |
| Business Interest Checking | 0.10% | 0.10% | $1,000 | $0.01 |
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account.
CDs and IRA Rates
| CDs/IRAs | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open |
|---|---|---|---|
| 90 to 181 Day CD | 2.00% | 1.98% | $2,500 |
| 182 Day CD | 2.00% | 1.99% | $2,500 |
| 12 Month CD | 2.75% | 2.72% | $2,500 |
| 18 Month CD | 2.75% | 2.72% | $2,500 |
| 24 Month CD | 3.00% | 2.96% | $2,500 |
| 36 Month CD | 3.00% | 2.96% | $2,500 |
| 48 Month CD | 3.25% | 3.21% | $2,500 |
| 60 Month CD | 3.25% | 3.21% | $2,500 |
| Special CDs/IRAs | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open |
|---|---|---|---|
| 7-Month CD Special | 3.50% | 3.47% | $10,000 |
Rates effective as of 01/02/2026
Most CDs are automatically renewable. Special CD terms renew automatically into a standard term upon maturity. A penalty may be imposed for early withdrawal. The minimum opening deposit for a standard IRA CD is $1,000. The 90-day CD term is not eligible for IRA funds.CD Specials up to $250,000 per term available for Peoples customers with an active checking account.
Annual Percentage Yield (APY) is accurate as of 1/2/2026. A penalty will be imposed for early withdrawal. Minimum deposit to open account is $10,000.00. Not available for brokered funds. Available for businesses with a cap of $250,000.00. Available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. An active checking account is defined as a Peoples consumer checking account with an aggregated $500 or more in ACH direct deposits (such as electronic deposits of payroll or government benefits) or mobile deposits credited to your account no later than the last business day of each calendar month. Offer subject to change at any time.
Money Market Rates
|
|
Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $1,000,000 and more | 3.68% | 3.75% |
| $500,000 – Less than $1,000,000 | 3.44% | 3.50% |
| $250,000 – Less than $500,000 | 2.96% | 3.00% |
| $100,000 – Less than $250,000 | 0.74% | 0.75% |
| $25,000 – Less than $100,000 | 0.64% | 0.65% |
| Less than $25,000 | 0.10% | 0.10% |
Please contact us or call 888.929.9902 for current rates associated with our Peoples Advantage Money Market and Business Advantage Money Market accounts. To learn more about Peoples Private Banking Money Market rates, call 715.847.4196.
Rates effective as of 12/15/2025
*Stated Money Market rates are variable and may change after the account is opened. Fees could reduce the earnings on the account. The minimum deposit to open the Money Market Plus account is $25.00. The minimum deposit to open the Money Market Business Plus account is $2,500.00. For both accounts, a minimum balance fee of $25.00 will be charged every statement cycle if the daily collected balance in the account falls below $250,000.00 on any day of the statement cycle.