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Budgeting
Business
Identity Protection
Smarter in 60 Mortgage Tips
Digital Banking
Personal Finance
04/06/2022
FEATURED
Community Banks Build Better Communities
Community banks understand locally-owned businesses and how important they are to the long-term survival of the communities. It's why community banks get to know their customers and provide advice and services to help small businesses grow and prosper. Because it helps the communities they're located in grow and prosper.
01/10/2024
FEATURED
Peoples Offers Certificate of Deposit Ladder Benefits
Peoples Certificate of Deposit offerings provide you with the ability to ladder your savings for ease of access and to obtain a higher interest rate.
03/21/2024
FEATURED
Routing Numbers
What is a routing number and why is it important for all financial institutions? Learn more by reading this blog.
3/8/2023
FEATURED
Allpoint ATM Network for Travel
Peoples State Bank's affiliation with the Allpoint ATM Network opens the door to surcharge-free ATMs throughout the United States. So, making plans to travel and getting cash while on your trip is much easier, thanks to Allpoint.
3/28/2023
FEATURED
How the FDIC Protects Your Money at Peoples
As a member of the FDIC, Peoples State Bank customers can rest assured their money is safe from a situation like the recent bank failures. The Federal Deposit Insurance Corporation is a federal agency that insures up to $250,000 for customers at banks. But there are limitations that you should be aware of. Learn more by reading this blog
8/25/2022
FEATURED
Peoples Celebrates 60th Annivesary
Peoples State Bank opened its doors in August 1962 on Wausau's west side. Now, 60 years later, the bank celebrates the milestone with a look at some key figures in the bank's history and current board of directors.
5/24/2023
FEATURED
Community Banks are Safe
With recent news of bank failures, you should know that community banks, like Peoples State Bank, continue to be a safe place to put your money.
6/14/2023
FEATURED
Video Teller ATMs
Peoples State Bank is beginning to install Video Teller ATMs in place of the more traditional ATMs found at our branch locations. But what is a Video Teller ATM and how do you use it? FInd out more in our blog.
8/29/2022
FEATURED
Money 101 - How to Send Money with Zelle Safely
Have you thought about using Zelle to send money but would like more information on how to use digital payments safely? Here's a short guide on how to use Zelle safely.
6/2/2022
FEATURED
Peoples Joins the Allpoint ATM Network
Peoples customers can now get cash at more than 55,000 ATMs worldwide after the bank joined the Allpoint ATM Network.
How does Allpoint work, and what do you have to do to get cash at one of their surcharge-free ATMs?
2/1/2022
Budgeting
Money 101 - Spending Habits / Smart Budget Tool
Peoples State Bank's Spending Habits/Smart Budget tool provides the ability for customers to see how their money is being spent and set a budget.
4/22/2021
Budgeting
Money 101 - Teach Children to Save
Here are some ideas on how to teach sound financial habits to the children in your life
7/24/2020
Budgeting
Money 101 - Starting Your Emergency Savings Fund
What do car accidents, house fires, and layoffs all have in common? They’re all unexpected, uncontrollable, and urgent life events that occur in our world every day.
8/10/2020
Budgeting
Money 101 - Saving for gift giving
If you’re like most people, you’re probably not thinking about the gifts you’d like to purchase for your spouse, children, family, or friends. Wouldn’t it be nice to get to the holidays knowing you’ll have money socked away for all those purchases? It’s easier than you might think.
11/16/2023
Budgeting
Money 101 - How to Start a Budget with Simple Tips
For many people, building a budget can be a difficult thing to do. Most of us were never taught how to create and follow a budget.
In our Money 101 blog, Sue Soderberg provides guidance on how to establish a monthly budget and tracking system.
1/5/2023
Budgeting
Money 101 - Saving for the Unexpected
Use Peoples savings accounts to help you plan for emergencies as you set your New Year's resolution to save more money. Saving more and having the money set aside is a great way to plan for life's ups and downs.
8/9/2023
Budgeting
Money 101 - Emergency Saving Fund
It's a good rule of thumb to have an emergency saving fund set up for household, health, or other family emergencies. But how to start? And how much to save? This Money 101 blog looks at saving goals and how to get there.
12/28/2020
Business
Peoples Steps Up to Help JCP Construction Expand
Established in 2008, JCP Construction grew slowly over the years, first as a multi-family home renovation company, evolving into commercial and large residential construction.
7/14/2022
Business
Peoples Helps Businesses Fight Fraud
Business customers of Peoples can take advantage of Positive Pay and other fraud prevention products.
9/24/2020
Business
Peoples Reaches $1 Billion in Assets
Peoples State Bank recently achieved a significant milestone in the bank’s history. We reached $1 billion in total assets, thanks to the trust and patronage of our customers and the hard work of many employees.
9/9/2020
Business
Making Dreams Come True
Donna Murray-Tiedge likes to tell people that creating art or design is the process of making dreams come true. “It’s a process of trial and error,” said Murray-Tiedge, executive director of The Warehouse Arts Center in Eagle River.
8/28/2020
Business
PPP Loan Helps Cost Cutters & Barbers Franchisee
Earl Faulkner, Sr. has been a barber all of his adult life. He got his start in 1964. In 1983, Faulkner opened his first Cost Cutter franchise in Minnesota.
5/10/2023
Business
Autobooks Invoicing System Helps Business Ownersee
Business owners can put the Autobooks system to work for them with invoicing customers, receiving payments, and more. Learn more about Autobooks and what it can offer your small business.
4/9/2020
Business
Scammers Go After Small Business Relief Funds
Where there are large sums of money, you can bet there are people who try to scam you. Such is the case with the government funds to help small businesses through the COVID-19 pandemic
7/7/2020
Business
Safeguard Your Business from Financial Fraud
There is a wide array of tools and services available to help businesses of all sizes streamline operations.
9/1/2022
Business
Peoples Adds Autobooks for Business Customers
Peoples State Bank's business customers and non-profits now have Autobooks at their fingertips. But what is Autobooks?
12/7/2022
Business
Five Ways to Protect Your Business from Fraud
Fraudsters are upping their game when it comes to fraud attempts against businesses. Here are five things you can do to help protect your business from a fraud attack.
More Business Blog Topics
10/11/2023
Identity Protection
Money 101 - Romance Scams
Did you meet someone special online? They seem like the perfect match, but for them to be able to meet you, they need you to send them money for the trip. Before you hand over your money, slow down. It could be a romance scam.
10/3/2023
Identity Protection
Money 101 - Banks Never Ask That 2023
Every day, thousands of people fall victim to fraudulent emails, texts, and calls from scammers pretending to be their bank.
In this blog, the American Banker Association and Peoples State Bank offer easy to follow tips to help you identify scam emails, texts, and calls.
7/22/2021
Identity Protection
Money 101 - Peoples Edge Plus Checking Helps You Fight Fraud
We’ve all seen the scary video of an unknown person—usually wearing a hoodie—and tapping away at a keyboard. That person is a thief trying to fraud you out of your money. It’s one thing to know these criminals are out there. But what do you do about it? Here are some tips to keep in mind to help protect yourself, your family, or your business while on the internet
6/28/2023
Identity Protection
Avoid Job Scams
A recruiter reaches out with an amazing job opportunity. While your first instinct may be to jump at the chance, slow down and look at all the details. It could be a job scam. Scammers use fake job postings to trick people into sending money or revealing personal information.
6/7/2023
Identity Protection
How to Avoid Account Takeover Fraud
Fraudsters are attempting to take over bank accounts by posing as a representative of your bank. But there are things you can look for to help determine whether the request is legitimate or not.
3/15/2023
Identity Protection
Money 101 - Avoiding Tax Filing Fraud Scams
Tips that you can put to use to help you keep your taxes and personal information safer during tax filing season.
12/05/2023
Identity Protection
Money 101 - Avoid Ticketing Scams
They look like real playoff tickets. They have the team logo and a barcode. The only problem is they're not real. Before handing over your money and being turned away at the gate, make sure the tickets you're buying are legitimate and not part of a ticketing scam.
12/14/2022
Identity Protection
Money 101 - How to Outsmart Sophisticated Phishing Scams
Phishing scams have become very sophisticated, but there are some simple things you can do to protect yourself and keep your personal information safe.
8/11/2022
Identity Protection
Money 101 - Multifactor Authentication Can Help Keep Your Online Accounts Safer
Some simple tips and advice on the use of multifact
9/6/2022
Identity Protection
Money 101 - Send Yourself Money? That's a Big Red Flag
Scammers are always creating new ways to steal your money. One of the recent scams utilizing peer-to-peer payment services is known as the "Pay Yourself" scam.
2/9/2023
Identity Protection
Money 101 - Online Marketplace Scams Target Both Buyers and Sellers
Whether you’re looking for a houseplant, a coffee table, or a new gaming console, online marketplaces can be great places to start. But be careful. Anonymous listings and virtual transactions are ripe for online marketplace scams, which can take a variety of forms.
10/10/2022
Identity Protection
Money 101 - Can You Spot a Phishing Scam?
Online scams aren't so scary when you know what to look for. We want every bank customer to become a pro at spotting a phishing scam--stopping bank imposters in the tracks.
3/21/2023
Mortgages
Smarter in 60 - Why should I stop making large purchases while getting a mortgage?
Our Smarter in 60 mortgage tip looks at why you should put a halt to big spending while getting a mortgage and what impact it can have if you keep buying things.
01/23/2023
MORTGAGES
Smarter in 60 - What Financial Documents Do You Need for a Mortgage?
Our Smarter in 60 mortgage tip provides information on what you might need to provide when you apply for a mortgage.
11/16/2022
Mortgages
Smarter in 60 - How Much Mortgage Can I Afford
How much home can I buy? Or another way to put it is "how much of a mortgage can I afford to pay?" It's a common question(s) for mortgage lenders, and it can be a bit complicated to figure out.
12/21/2022
Mortgages
Smarter in 60 - What are Mortgage Points?
Many homebuyers are confused over mortgage points. What are they and how can they impact your home loan? Get answers to those questions by reading this Smarter in 60 blog.
10/18/2022
Mortgages
Smarter in 60 - Why are some mortgage applications denied?
Unfortunately, some homebuyers are denied a mortgage loan when attempting to purchase their dream home. The reasons can vary. You can learn more about denials in our Smarter in 60 mortgage tip.
9/13/2022
Mortgages
Smarter in 60 - What is an FHA mortgage?
Many home buyers are faced with what type of mortgage loan to obtain. Some buyers are best qualified for an FHA loan. But what is the FHA? And how does an FHA loan differ from other types of mortgages? Learn the answers in our Smarter in 60 mortgage tip.
5/17/2023
Mortgages
Smarter in 60 - What happens during underwriting?
I've heard about the underwriting process, but don't really know what that means. What happens to my mortgage application during underwriting?
4/19/2023
Mortgages
Smarter in 60 - What to do About Unsolicited Offers?
During the mortgage loan process, some borrowers report receiving unsolicited offers from other financial institutions or from companies that seem to have ties to Peoples. Those are often unsolicited offers that create confusion. But there is something you can do to stop them.
6/22/2023
Mortgages
Smarter in 60 - Mortgage Calculators
It can be a bit nerve wracking trying to figure out how much money you might spend to purchase a home. Mortgage calculators can provide great assistance, as long as you are aware of how to use them, and what one might be best for your situation.
10/25/2023
Mortgages
Smarter in 60 - What credit score do I need?
Home buyers often ask about the credit score they might need to obtain a mortgage. There are plenty of options, explained in our blog and video.
12/1/2023
Mortgages
Smarter in 60 - How much down payment do I need to make on my house purchase?
Home buyers often wonder how much money they will need to make their down payment on a house purchase.
8/17/2022
Mortgages
Smarter in 60 - What is a mortgage refinance?
When you refinance… the mortgage company pays off your old mortgage and sets you up with a new mortgage payment based on today’s interest rates. The other options like the term, type of rate, and whether you have equity will be included in the new mortgage.
Additional Smarter in 60 Mortgage Topics
3/1/2022
Digital Banking
Money 101 - Contactless Payments
Use your Peoples debit or credit card with a contactless payment option
2/22/2022
Digital Banking
Money 101 - Mobile Deposit Made Easy
You can easily deposit a check you received into your Peoples account with the Bank Peoples app.
10/25/2022
Digital Banking
Money 101 - Take Control of Your Peoples Debit Card
Your digital banking platform provides great power and peace of mind when it comes to your Peoples debit card. No matter which digital banking platform you use, desktop, laptop, tablet, or phone, you can turn off and on your Peoples debit card and use the system to set alerts and protections.
11/8/2022
Digital Banking
Money 101 - eBill Provides More Payment Control
Peoples' digital BillPay system just became better with the introduction of eBill to add more convenience and features to our BillPay platform.
5/6/2020
Digital Banking
Money 101 - Schedule Your Payments Today with Online BillPay
Peoples State Bank’s Online Billpay is so easy, it’ll help make paying bills a piece of cake on your to-do list. And that will provide you free time to devote to better things in your life.
5/5/2022
Digital Banking
Money 101 - Peoples Online BillPay
Peoples State Bank’s Online Billpay is so easy that it’ll help make paying bills a piece of cake. And that will provide you with free time to devote to better things in your life.
Online Billpay is a convenient alternative for paying your bills. You won’t need to write out checks or pay for stamps. And no running to the post office to buy more stamps or send your mail. Fill out the information online, and Peoples will take care of the rest.
7/28/2022
Digital Banking
Money 101 - What is Zelle?
Many people have heard of PayPal or Venmo, but Zelle is an up-and-coming entry into the person-to-person (P2P) payment options. But unlike the others, Zelle will soon be incorporated into Peoples State Bank's digital banking products, making it easy to transfer your money to a friend or family member.
4/28/2022
DIGITAL BANKING
Money 101 - Set Alerts to Keep Your Accounts Safe
Imagine knowing exactly when money is taken out of or put into one of your Peoples accounts?
You may not know it, but you can set your Peoples accounts on our digital banking platforms to alert or notify you based on a number of criteria that you control.
12/28/2022
DIGITAL BANKING
Money 101 - Find Your Perfect Account Tool
We all have choices to make and sometimes there are too many choices. It can overwhelming to decide. That's why Peoples State Bank offers our new Find Your Perfect Account tool to help guide you on what checking or savings account is best for you.
4/26/2023
Digital Banking
Money 101 - A Graduate's Best Gift
Whether your grad is preparing for college, pursuing more school, or starting their career, money is always a great gift to give. And choosing to send a gift via Zelle is easy and fast.
10/4/2022
DIGITAL BANKING
Money 101 - Pay it Safe with Zelle
Learn when it is a good option to pay a friend or family member with Zelle, and when you should choose a different payment option.
4/5/2023
Personal Finance
Money 101 - Financial Literacy Month
When young adults practice proper money management techniques, they're more inclined to make effective financial decisions throughout life. The sooner your child grasps these concepts, the more apt they'll be for a better financial future.
2/8/2023
Personal Finance
Money 101 - Utility Scams
Many basic necessities rely on utilities we take for granted. And that makes them perfect for a scammer to exploit. Like many other scams, utility scams occur when a scammer pretends to be someone they're not.
2/16/2023
Personal Finance
Money 101 - College Financial Aid Basics
A guide to basic information you'll need to know to help you and your college age student prepare for higher education costs.
09/21/2023
Personal Finance
Money 101 - Teaching Children About Money
Children learn about many things in school, but financial knowledge isn't typically taught. But where do you as a parent or grandparent start? Here are some tips to help your children or grandchildren make it into adulthood with a sound financial understanding.
11/2/2022
Personal Finance
Money 101 - Holiday Shopping Safety Tips
Keeping your financial information secure while you are online shopping is essential during the holiday season. Everyone is a bit rushed trying to get those last-minute gifts and that's when mistakes are made.
1/31/2023
Personal Finance
Money 101 - The Road to Financial Health
What does financial health mean to you? Is it paying your bills on time? Having a robust savings account? Being prepared for retirement? Whatever it means to you, it starts with getting your finances in order.
11/29/2022
Personal Finance
Money 101 - Five Tips to Consider Before Donating to Charities
You want to make sure your hard-earned money is used wisely by the charity you support. But how do you know that will happen? Here are five tips you should consider before sending your money to a charity.
9/21/2022
Personal Finance
Money 101 - Use Caution When Donating to Charities
Especially during the holiday season, when scammers tend to become incredibly pushy. We all want to help our friends and neighbors who need the help at the holidays, but there are some signs to watch for in choosing which charities to donate your hard earned money.
11/1/2023
Personal Finance
Money 101 - Investment Scams to Watch Out For
Are you considering an investment opportunity that offers little to no risk of losing money? It could be a scam. Here are some things you need to know about investment scams.
10/19/2023
Personal Finance
Money 101 - Tips to Help You Build Your Credit Score
Having a great credit score can lead you to saving money on loans. But building your credit score takes time. Here are some tips that will help you build your credit score.
4/12/2023
Personal Finance
Money 101 - Go Green This Spring
Spring is a time of renewal. Flowers appear, buds open on trees, and we all look to signs of green taking shape. You can use Peoples digital banking products to help you go green this spring, saving time, money, and gas!
5/03/2023
Personal Finance
Money 101 - Rental Scams
Whether you are renting an apartment long-term or looking for a short-term vacation rental, there are some things you should be aware of when it comes to rental scams.
Additional Personal Finance blog topics