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Money 101 - Saving as a New Years Resolution

Make Saving a Priority This New Year
BUDGETING | REVISED JANUARY 2, 2026 | PEOPLES STATE BANK

Is one of your New Year's resolutions to save more money - whether for emergencies or that dream vacation? Saving more helps you prepare for both the unexpected and expected, and Peoples State Bank is here to help!

We offer two savings account options to fit your needs:

  • Peoples Savings Account: This traditional savings account earns interest on your balance and gives you easy access to your money. With our digital banking tools and the Bank Peoples app, you can move funds between your accounts, view balances, and manage your savings anytime. A minimum daily balance of $200 earns interest and helps you avoid a $5 monthly service fee. 
  • Peoples Super Saver Account: Looking to earn more on your savings? The Peoples Super Saver account offers an enhanced interest rate on balances up to $50,000 when you set up a monthly automatic transfer from a Peoples checking or Peoples Balance Banking account. Balances over $50,000 earn the standard savings rate. Qualified customers may also receive a boosted rate through the Peoples Loyalty Program*. Enhanced rate paid to customers with an active, non-interest bearing checking account**. Like the Peoples Savings Account, maintaining a $200 minimum daily balance helps you avoid the $5 monthly service fee.  

All Peoples savings accounts include access to digital banking, up-to-date balance information with eStatements, and surcharge-free ATM access through the Allpoint ATM Network. You can view our current interest rates by clicking here.

Ready to get started? Open an account today by clicking the "Open an Account" button on the right side of your screen. If you have questions or want help with choosing the right account, a Peoples personal banker is happy to assist. Stop by any of our convenient locations today or call 888.929.9902 to speak to one today.

*Please see a banker on how you can qualify. **An active checking account is defined as a Peoples consumer checking account with an aggregated $500 or more in ACH direct deposits (such as electronic deposits of payroll or government benefits) or mobile deposits credited to your account no later than the last business day of each calendar month.