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CDs & IRAs

If you have the time, let us help you invest for tomorrow

Individual Retirement Accounts

People are living longer. Let us help you make sure you don't outlive your money. We will meet you where you are in your retirement plan and help you make the most out of your working years.

  • Invest money in a wide range of retirement options
  • Enjoy higher returns than most savings accounts
  • Benefit from tax advantages offered by both Roth IRAs and Traditional IRAs
  • Contact a Peoples personal banker to discuss your account options to fit your individual needs

Certificates of Deposit

It's the perfect savings vehicle for our customers in Wisconsin and beyond who have some extra money that's not needed for day-to-day expenses. Deposits earn interest rates that exceed those on savings accounts without incurring any risk.

  • A no-risk investment with guaranteed returns
  • Choose CDs ranging from three months to five years
  • The longer the term, the higher the interest rate
  • Contact a Peoples banking representative for current rate information

Certificate of Deposit Account Registry Service

Some investors might want to put a lot of money into CDs. CDARS makes sure deposits are fully insured even if they exceed the Federal Deposit Insurance Corporation's $250,000 limit.

  • CDARS is a for-profit company that works with a network of banks
  • Large deposits are spread among the member banks so each institution has less than $250,000
  • Investors work with only one bank, in this instance Peoples State Bank
  • With CDARS, you can receive up to $50 million in FDIC protection through Peoples
  • Find more information about CDARS

All of our CDs & IRAs include these value-added services

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.