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Peoples State Bank

Savings Accounts

A premium place to grow your money
Our savings accounts have your best interests at heart

Peoples Super Saver Account

The best way to grow your savings? Make steady deposits into an account that offers competitive interest rates. Peoples offers super incentives to those who choose to have money automatically transferred from their checking to their savings accounts each month.

  • Earn a premium interest rate on your balance up to $15,000
  • Premium rate paid to customers who arrange for monthly automatic transfers from Peoples Edge Checking or Peoples Relationship Checking
  • Balances over $15,000 earn the regular saving rate
  • Unlimited deposits and six free withdrawals per month
  • $100 minimum daily balance to avoid $5 monthly service charge

Peoples Savings Account

Most financial experts say a sound financial strategy includes keeping some of your savings in federally insured accounts, like savings accounts. You don't need a big balance to start earning interest.

  • Earn interest when your balance is $100 or more
  • Unlimited deposits
  • Six free withdrawals per month
  • $100 minimum daily balance to avoid $5 monthly service charge
All of our Savings Accounts include these value-added services
  • Online banking can help you track your interest earnings
  • Use Peoples mobile banking app to monitor account activity
  • Get up-to-date balance information with with eStatements
  • Access your savings at surcharge-free ATMs in Wisconsin and beyond

See our Personal Banking Service Fees list for other fees that apply to your Peoples State Bank account including NSF, Stop Payment and other related charges.

Interest rates and annual percentage yields (APYs) are published weekly at your nearest Peoples location.

Specific interest rate information on your account will be provided prior to opening an interest-bearing account. Interest rates on interest bearing checking, money market and savings accounts are variable, and may change at our discretion. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected principal balance in the account each day. Interest is compounded and credited based on actual days per year. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Fees applied to your account may affect earnings.

All accounts are subject to approval. Some restrictions apply.

Limitations on all Money Market and Savings Accounts:
Federal Reserve Regulation D prohibits more than six preauthorized transfers per statement cycle.

Once the account has violated the Regulation D limits three times, the Bank will automatically close the account, remove its transfer and draft capabilities, or convert it to a non-interest bearing account.

The Bank reserves the right to convert a personal account to a business account when the account is being used for business purposes. Examples include when the printed checks for the account include a "doing business as" (d/b/a) designation or when the deposits being made to the account include checks made payable to a business. You will receive a notice regarding a conversion of your personal account to a business account.