Really good people can help you get a really great loan.
Stephanie Dahlquist
Meet Stephanie
Mortgage Lenders
Meet Bryan Wulk
Direct line: 715.847.4071
Cell: 715.370.9860
Cell: 715.370.9860
“I’m thrilled to help customers interested in purchasing or refinancing a home through Peoples State Bank,” said Wulk. “My goal as a mortgage lender has always been to make the home-buying process as easy as possible for my customers.”
Wulk joined Peoples in 2022 with 19 years of experience as a mortgage lender, along with an additional six years of experience in retail banking.
“Bryan’s experience helping home buyers in central Wisconsin is a big asset,” said Curtis McElhaney, Peoples State Bank vice president, mortgage. “I know Bryan will be a significant addition to our mortgage team.”
Wulk assists customers in obtaining financing to purchase a home, refinance an existing mortgage, or set up a construction loan while building their dream home.
NMLS# 285738
Meet Todd Schultz
Direct line: 715.847.4102
Cell: 715.370.9496
Cell: 715.370.9496
Put Todd Schultz and his more than 20 years of mortgage lending experience to work for you as you look to purchase your dream home or refinance your current house. Todd will work hard to help you understand the home loan process, how your credit score can impact your loan, and coach you through the steps in the process. He’s proud of helping satisfied customers improve their credit scores and obtain the home loan financing needed to get them into their dream home. Todd says communication is critical throughout the lending process and is ready and able to take your calls or questions. Todd is an ambassador for the Marshfield Chamber of Commerce and enjoys all that Wisconsin outdoors offer, including a drive to our Weston location where he’ll service your home loan application.
“Todd brings a wealth of experience to our top-notch lending team,” said Jeffrey Saxton, Peoples State Bank vice president – mortgage lending. “His reputation as a hard-working mortgage lender made him an easy choice to add to our team, which in turn should provide potential customers the motivation to choose Peoples for their mortgage or refinance.”
NMLS# 642092
Meet Melissa Karcher
Direct line: 715.847.4135
Cell: 715.370.8231
Cell: 715.370.8231
Melissa has been a fixture in the Wausau mortgage market for nearly 20 years. She has extensive experience in various mortgage loan origination tactics and a sound business development approach to go along with her time in the business.
Melissa prides herself on focusing on the client's experience while financing a home. Her clients receive prompt responses with accurate information and loans that are closed on time.
NMLS# 470140
Meet Tim Sanderson
Direct line: 715.439.4972
Cell: 715.891.3583
Cell: 715.891.3583
Tim has more than 30-years’ experience in the mortgage industry, more than half of that with Peoples. After receiving an undergraduate degree from UW-Whitewater, Tim also graduated from the Wisconsin Bankers Association Mortgage Lending School. Tim says helping customers find the dream home they’ve always wanted gives him great satisfaction. Tim is based in our Minocqua location, and says the market for homes—including vacation homes in the Northwoods—dictates getting pre-approved to be able to move quickly when the right home is put on the market. Aside from helping customers finance their homes, Tim is a member of the Lakeland Rotary Club, Headwaters Builders Association, and the Northwoods Chapter of Muskies, Inc.
"Tim was extremely helpful to work with and responded expeditiously to all our questions. It was our first mortgage and time was of the essence. Tim expedited the paperwork and did an excellent job of explaining the details. I would highly recommend working with Peoples and, more specifically, Tim."
~ Kathy Endter, Arbor Vitae
NMLS# 412971
Meet David Bednarski
Direct line: 262.259.1534
Cell: 262.933.9537
Cell: 262.933.9537
“My goal as a mortgage lender has always been to make the home financing process as easy as possible for my customers,” said Bednarski. “I’m very happy to join Peoples and help customers in re-financing, purchasing, or building their dream homes.”
Bednarski joins Peoples with more than 25 years of mortgage lending experience, primarily in south-eastern Wisconsin.
“Dave’s experience, knowledge, communication, and relationship building, is just what Peoples was looking for. He’s personable and understands that every customer has unique mortgage lending needs,” said Curtis McElhaney, Peoples State Bank vice president, mortgage. “Dave will be an asset to our mortgage lending team, but beyond that, his lending expertise and customer service will help all facets of our growing Milwaukee-area banking efforts.”
Bednarski has lived in the Waukesha area for more than twenty-five years. He enjoys spending time with family, friends, and volunteering for various non-profit organizations.
NMLS# 1132327
Meet Alicia Ramirez
Direct line: 414.485.6422
Cell: 414.690.1049
Cell: 414.690.1049
“Peoples has a great reputation helping customers with mortgage loans and financing their dream homes,” said Ramirez. “I’m excited to assist customers with Peoples mortgages in southeastern Wisconsin.”
Ramirez joined Peoples with two years of experience as a mortgage lender, along with an additional sixteen years of experience in retail banking.
“Alicia’s passion for helping families finance their homes in the Milwaukee area aligns perfectly with the Bank’s mission in southeast Wisconsin,” said Curtis McElhaney, Peoples State Bank vice president, mortgage. “We’re thrilled to have Alicia on our team, as she is very active in the communities we serve.”
Ramirez assists customers in obtaining financing to purchase a home, refinance an existing mortgage, or set up a construction loan while building their dream home.
NMLS# 410967
Meet Quinn DeVeau
Direct Line: 715.337.2612
Cell: 715.219.8343
Cell: 715.219.8343
DeVeau joined Peoples in 2023 with over 20 years of experience in the mortgage industry, with an emphasis in refinancing, purchasing and Home Equity Lines of Credit.
“I want my customers to feel connected with the process, confident in my abilities and know that I am committed to excellence in customer service,” says DeVeau.
In his free time, Quinn enjoys spending time outdoors hunting, fishing and all that the Northwoods has to offer. He looks forward to helping new and existing customers with their mortgage banking needs!
NMLS# 1425394
Meet Stephanie Dahlquist
Direct line: 715.420.2105
Cell: 715.370.7952
Cell: 715.370.7952
I bring a strong foundation in business and customer service to my role as a Mortgage Lender, with a passion for making the homebuying experience as smooth and stress-free as possible. I enjoy getting to know each client and working together to find the right financing solution for their unique situation.
My commitment to the Rhinelander and Northwoods communities is a core part of who I am. I’ve been actively involved in several local nonprofits, including the YMCA of the Northwoods, Junior Achievement of Wisconsin, Rhinelander Kiwanis Club, and the Rhinelander Area Food Pantry. During my time with the YMCA, I helped manage the Capital Campaign and played a role in the expansion project of a new branch. Through the Rhinelander Kiwanis Club, I’m currently involved in fundraising efforts for an exciting new community playground and splash pad project. Whether supporting youth, wellness, or food access, I’m dedicated to making a positive impact where I live and work.
When I’m not helping clients or volunteering, you’ll likely find me out enjoying the best of the Northwoods—whether that’s on the golf course, out on the water, or spending time with my husband and dogs. Building strong relationships, both personally and professionally, is what drives me every day.
Learn about Peoples State Bank
Direct line: 888.929.9902
When you apply for a mortgage at Peoples State Bank, you get more than just competitive rates and a large choice of loans. You also benefit from working with a team that brings years of lending experience and a lot of valuable knowledge to the table. They take a personal interest in each application and take pride in helping families in Wisconsin and beyond obtain the type of mortgage that best suits their lifestyles.
NMLS# 411594