Meet Ryan Kellenberger
Direct line: 715.847.4082
Ryan Kellenberger is ready to put his banking experience to work for you in your next home purchase or refinance. Ryan has broad experience in banking, serving both as a personal banker and customer service representative at Peoples and other financial institutions. Now on the mortgage team, Ryan will help you navigate the paperwork to finance your mortgage or refinance.
“Ryan brings a fresh perspective to mortgage lending,” said Curtis McElhaney, vice president, mortgage loan manager. “His experience in personal banking will serve him well in mortgage lending, helping our customers with financing options for their dream homes.”
Ryan is passionate about helping homebuyers realize their dream of homeownership by listening to their needs and future desires and pairing them with the best loan program to fit their lifestyle. He can also help homeowners refinance a current home loan or cash out on home equity to make home improvements.
Meet Todd Schultz
Put Todd Schultz and his more than 20 years of mortgage lending experience to work for you as you look to purchase your dream home or refinance your current house. Todd will work hard to help you understand the home loan process, how your credit score can impact your loan, and coach you through the steps in the process. He’s proud of helping satisfied customers improve their credit scores and obtain the home loan financing needed to get them into their dream home. Todd says communication is critical throughout the lending process and is ready and able to take your calls or questions. Todd is an ambassador for the Marshfield Chamber of Commerce and enjoys all that Wisconsin outdoors offer, including a drive to our Weston location where he’ll service your home loan application.
“Todd brings a wealth of experience to our top-notch lending team,” said Jeffrey Saxton, Peoples State Bank vice president – mortgage lending. “His reputation as a hard-working mortgage lender made him an easy choice to add to our team, which in turn should provide potential customers the motivation to choose Peoples for their mortgage or refinance.”
Meet Brandon Karaba
Brandon has nearly 10 years of mortgage lending experience, plus another six years in banking at Peoples State Bank. He brings a vast toolset of financial knowledge to all his mortgage customers, providing them a great customer experience. Brandon works hard to find the right mortgage product for his customers, making sure you are comfortable throughout the process, and answering all your questions. After all, buying a home is one of the biggest life decisions you can make. Brandon is happy when customers tell him that ‘nobody ever explained that to them before.’ A Rhinelander native, Brandon is a member of the Athletic Booster Club, Kiwanis, and Police & Fire Commission. A former Hodag boys’ basketball player, Brandon is the team’s assistant varsity coach, helps organize and plays in the Russ Johnson Memorial Alumni basketball tournament, and organizes teams and plays in games against inmates at the McNaughton Correctional Institute.
“Brandon has always been great to work with. This was our second home mortgage we had worked with him on. The first project we built a new home and Brandon helped us through a bridge loan with both homes & then rolling into a fixed loan on Home #2 once we sold our first home. Not only is he a great mortgage lender but he is also a huge asset to the Rhinelander community and a great person. Whenever someone brings up that they are looking to finance a new home I always tell them to call Brandon.”
~ Josh & Jennifer Clark, Rhinelander
Meet Tori Dunlap
Tori Dunlap is ready to help you with the intricacies of purchasing or refinancing your dream home. Tori will put her banking experience to work for you. She’ll work to get you the best rate possible and ensure all the documents are filled out correctly so that when it comes time to sign your name, it will go smoothly throughout. Tori has broad banking experience, serving both as a personal banker and customer service representative, including assisting customers with home equity lines of credit. She was promoted to Eagle River branch manager in 2020 and named successor to long-time mortgage lender Val Dreger, who retired at the end of 2020.
“Tori brings a fresh perspective to mortgage lending,” said Jeffrey Saxton, Peoples State Bank vice president – retail group leader. “She’s passionate about helping buyers realize their homeownership dreams and helping current homeowners reduce their payments through refinancing.”
Meet Tim Sanderson
Tim has more than 30-years’ experience in the mortgage industry, more than half of that with Peoples. After receiving an undergraduate degree from UW-Whitewater, Tim also graduated from the Wisconsin Bankers Association Mortgage Lending School. Tim says helping customers find the dream home they’ve always wanted gives him great satisfaction. Tim is based in our Minocqua location, and says the market for homes—including vacation homes in the Northwoods—dictates getting pre-approved to be able to move quickly when the right home is put on the market. Aside from helping customers finance their homes, Tim is a member of the Lakeland Rotary Club, Headwaters Builders Association, and the Northwoods Chapter of Muskies, Inc.
"Tim was extremely helpful to work with and responded expeditiously to all our questions. It was our first mortgage and time was of the essence. Tim expedited the paperwork and did an excellent job of explaining the details. I would highly recommend working with Peoples and, more specifically, Tim."
~ Kathy Endter, Arbor Vitae
Meet Kenneth Kilman
Ken Kilman has more than ten years of mortgage lending experience in the Milwaukee area, and will put that experience to work for you as you look to purchase your dream home or refinance your current mortgage. Ken will work hard to help you understand the home loan process, how your credit score can impact your loan, and coach you through the steps in the process.
“Ken brings a wealth of mortgage and financial experience to Peoples,” said Curtis McElhaney, vice president, mortgage loan manager. “His experience will prove beneficial to our mortgage customers and to our mortgage team throughout the bank.”
Ken is excited to work with Peoples customers, offering the best solution based on their needs, and what might work best for them from the variety of mortgage loan products offered by Peoples.
Meet Amanda Heiner
“Negotiating the paperwork and requirements to get a mortgage can be tricky—especially for first-time homebuyers,” said Heiner. “My experience here at Peoples as a senior mortgage processor and my other banking experience provides the background needed to help our customers through the maze of paperwork.”
Heiner joined Peoples as a senior mortgage processor in October 2021 with more than 14 years of banking experience.
“Amanda’s experience at Peoples and throughout her career points to an attention to detail and natural problem-solving skills,” said Curtis McElhaney, Peoples State Bank vice president, mortgage. “Customers will find Amanda focused on them and their needs creating a great experience while they make decisions on what is likely the largest purchase they’ll ever make.”
Meet Bryan Wulk
“I’m thrilled to help customers interested in purchasing or refinancing a home through Peoples State Bank,” said Wulk. “My goal as a mortgage lender has always been to make the home-buying process as easy as possible for my customers.”
Wulk joined Peoples in 2022 with 19 years of experience as a mortgage lender, along with an additional six years of experience in retail banking.
“Bryan’s experience helping home buyers in central Wisconsin is a big asset,” said Curtis McElhaney, Peoples State Bank vice president, mortgage. “I know Bryan will be a significant addition to our mortgage team.”
Wulk assists customers in obtaining financing to purchase a home, refinance an existing mortgage, or set up a construction loan while building their dream home.
Learn about Peoples State Bank
Meet Curtis McElhaney
Curtis leads the Peoples mortgage team, providing direction on creative and custom solutions that address all your needs quickly and effectively. With more than 10 years of mortgage lending/sales management experience, Curtis is happy for every customer who finds their dream home. He stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to our mortgage team, so they can provide you with financial solutions that make sense for you.
“Curtis brings a wealth of mortgage and financial experience to Peoples,” said Jeffrey Saxton, Vice President, retail group leader. “He’s managed large mortgage teams, and that experience will prove beneficial to directing our mortgage team and in working with other teams throughout the bank.”
In addition to working directly with the mortgage lenders, McElhaney works with the loan processing and operations teams to find efficiencies and leverage Peoples’ technology platforms to create a great customer experience throughout the mortgage process.