Privacy Policy

What Does Peoples State Bank Do With Your Personal Information?

Questions? Call 888.929.9902

Revised 9/01/2023

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Credit History Account Balances and Payment History Transaction History and Transaction or Loss History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reason Peoples State Bank chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Credit History
Account Balances and Payment History
Transaction History and Transaction or Loss History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reason Peoples State Bank chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information:	Does Peoples State Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share
For our nonaffiliates to market to you	No	We Do Not Share

Who we are
Who is providing this notice?	Peoples State Bank

What We Do
How does Peoples State Bank protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ﬁles and buildings.
How does Peoples State Bank collect my information?	We collect your personal information, for example, when you Open an account or provide account information Apply for financing or apply for a loan Give us your contact information We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies. Peoples State Bank does not share with our affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies. Peoples State Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonafﬁliated ﬁnancial companies that together market ﬁnancial products or services to you. Our joint marketing partners include credit card companies.

Other Important Information: