Save Smarter, Earn More
- Earn an enhanced interest rate on balances up to $50,000
- Enhanced rate paid to customers with an active non-interest bearing checking account**
- Boosted rate available to those who qualify for the Peoples Loyalty Program***
- Balances over $50,000 earn the standard savings rate
- $200 minimum daily balance to avoid $5 monthly service charge
Some restrictions apply. Annual Percentage Yield (APY) is accurate as of 6/1/2026. 3.00% APY on your balance up to and including $50,000. Must have an active checking account to qualify. Interest bearing checking accounts do not qualify. *Earn a Boosted Rate of 3.50% APY on your balance up to and including $50,000 when you maintain two additional products from our Loyalty Program lineup. Amounts greater than $50,000.00 earn 0.10% APY. **An active checking account is defined as a Peoples consumer checking account with an aggregated $500 or more in ACH direct deposits (such as electronic deposits of payroll or government benefits) or mobile deposits credited to your account no later than the last business day of each calendar month. $200 minimum daily balance to avoid $5 monthly service fee. Rate is variable and could change after the account is opened. Fees could reduce the earnings on the account. ***Please see a banker for details.
